Free Debt Consolidation Programs in Oakland, California

 

Free Debt Consolidation Programs in Oakland, California

Dealing with debt can be overwhelming, but if you're in Oakland, California, there are several free resources available to help you consolidate and manage your financial obligations.

📌 Table of Contents

• Money Management International (MMI)
• Operation Hope
• SparkPoint Centers
• Other Local Resources
• Final Thoughts

💰 Money Management International (MMI)

MMI offers nonprofit financial education and counseling to consumers struggling with debt, budgeting, housing, and student loan concerns. Services are available over the phone, online, and face-to-face in select locations.

Address: 1901 Harrison St., Suite 1100, Oakland, CA 94612

Phone: 866-550-8004 (toll-free)

👉 Visit MMI

💳 Operation Hope

Operation Hope offers free credit counseling seminars twice a month at its office in the Fruitvale District. Their one-on-one counseling sessions help identify basic credit, debt, and budgeting issues to improve personal credit and financial profiles.

👉 Visit Operation Hope

🏦 SparkPoint Centers

SparkPoint Oakland, a program by the United Way Bay Area, provides free financial coaching, credit building, and debt consolidation services. They focus on empowering individuals and families to achieve long-term financial stability.

Location: The Unity Council, 1900 Fruitvale Ave, Oakland, CA 94601

Phone: 510-535-6101

👉 Learn More About SparkPoint

📞 Other Local Resources

In addition to the organizations listed above, there are other nonprofit groups and government programs offering debt relief assistance in Oakland. These include:

• The Consumer Credit Counseling Service (CCCS) of San Francisco – Offers free and low-cost financial counseling for Bay Area residents.
• Alameda County Social Services – Provides financial assistance programs and referrals for debt relief.
• Oakland Public Library – Hosts free financial literacy workshops and credit-building seminars.

📝 Final Thoughts

Finding the right debt consolidation program can significantly ease your financial burden. Fortunately, Oakland offers various nonprofit and government-backed services to help residents manage their debt effectively.

Explore these free programs and take the first step towards financial freedom!

Keywords: free debt consolidation, Oakland CA, financial counseling, credit repair, debt relief